6 min read

How to set up utilities in a new apartment

What to turn on, when to turn it on, and how to avoid the deposit traps.

Setting up utilities is one of those tasks that looks trivial on a checklist and then ambushes you on move-in day with a 7–10 day activation window and a $200 deposit. Doing it right takes 30 minutes; doing it wrong costs a week of cold showers.

Confirm what's included in rent

Most leases include water, sewer, and trash. Some include heat and hot water. A few include internet (usually in newer buildings with bulk deals). Read your lease — the line is usually buried in section 2 or 3.

Set up electricity first

Electricity is rarely included. Call your local utility two weeks before move-in. Most providers can activate within 1–3 business days, but new accounts may require a $100–$300 deposit if you don't have established credit. Auto-bill credit history with the utility eliminates this on your next move.

Gas, internet, and renters insurance

Gas (if your unit has it) is on a similar timeline to electricity. Internet installations book up fast — schedule the day before move-in so you're not without Wi-Fi for the first week. Renters insurance is the fastest thing on this list and is usually required before keys.

The checklist

Two weeks before move-in

  • Identify each utility provider serving the building
  • Confirm what's included in rent (water, trash, heat?)
  • Schedule electricity activation for the day before keys
  • Book internet installation window
  • Bind renters insurance and email COI to leasing office

Account setup

  • Electricity account in your legal name
  • Gas account (if applicable)
  • Internet plan + modem/router decision
  • Auto-pay enabled to avoid late fees
  • Paperless billing + calendar reminders for promo expiry

Frequently asked questions

What utilities are usually included in rent?
Water, sewer, and trash are commonly included. Heat and hot water are sometimes included in older buildings. Electricity, gas, and internet are almost always paid separately.
Do I need a deposit to set up utilities?
Often yes — first-time customers without established credit with the utility typically pay a $100–$300 refundable deposit. Setting up auto-pay and paying on time for 12 months usually returns the deposit on your next move.

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